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Math Corporation (www.mathcorp.com), a privately-held corporation founded in 1982 by a former bank president, is the leading supplier of software components and packages for the calculation of the time-value-of-money. ZMath®, our stand-alone lending and Regulation Z software package, has been used extensively in the banking industry since 1985. The ZMathEngine® loan calculation library has been in use by consumer, commercial and mortgage lenders, software vendors and Internet service providers since 1992. Math Corporation also offers calculation engines for deposits and investments.