FIPCO Spotlight

 Compliance & Software Forum - Loan + Mortgage 


Upcoming Regulation Changes and Other Dates at a Glance

Regulatory Changes:

  • HMDA Final Amendments to Data Collection & Threshold Changes - Jan. 1, 2018
  • Reg B Final Rule to Harmonize w/HMDA Data Collection - Jan. 1, 2018
  • UCD File to provide PDF - April 1, 2018
  • BSA Beneficial Owner Requirment - May 11, 2018
  • Reg CC Funds Availability - July 1, 2018
  • UCD File to provide Seller Information - Sept. 1, 2018
  • TRID Final Rule Amendment - Oct. 1, 2018
  • TRID Proposed Amendment to Final Rule – would allow comparison between CDs for tolerance calcs - CFPB has not determined effective date
  • Redesigned Uniform Residential Loan Application - Feb. 1, 2020

Other Changes:

  • London Interbank Offered Rate (LIBOR) - Sun setting by 2021


Training & Events



Software & Services


FastApp Online Now Integrates Directly with Compliance Concierge Loan and Mortgage

FIPCO’s loan and mortgage prequalification tool now interfaces directly with Compliance Concierge. That means your customer inputs data for online inquiry to your financial institution and directly to Compliance Concierge which makes the entire process more efficient, accurate and simple to use!

FastApp Online features include:

  • A new online data gathering tool which financial institutions can incorporate right into their website.
  • Financial Institutions can customize the color and graphics of the tool so it blends seamlessly with the rest of their website.
  • Designed to allow a consumer to input data for online inquiry to a financial institution.
  • Once a consumer uses FastApp Online to submit their information, the financial institution takes control and develops a relationship with the customer as they work through the loan process.

Still need to be convinced this is the right online tool?  Schedule a 15 minute demo with FIPCO’s Art Weber or Sally Michaels and they will show you exactly how FastApp Online can help. Contact them today at FIPCO Sales or call 800/722-3498 Ext. 258.

FIPCO Holiday Support Hours

In observance of the Thanksgiving holiday, the FIPCO and Wisconsin Bankers Association offices will be closed Thursday, Nov. 23rd and Friday, Nov. 24th. Please note that FIPCO will provide on-call software support service by dialing (800) 722-3498 on the following days:                   

  • Friday, Nov. 24th from 8am – 8pm
  • Saturday, Nov. 25th from 8 am – 12 pm

We will resume regular software support and customer service hours on Monday, Nov. 27th. Questions regarding holiday support hours may be directed to the FIPCO Software Support Department at (800) 722-3498. Have a Happy Thanksgiving!



"I was very happy to have answers to the questions we’ve been having."

- Michelle Ponkauskas, Farmers & Merchants Bank, Orfordville


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